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Upon accepting the following terms and conditions, you gain access to a copy of the extract from the report ("Report") of January 14, 2016 regarding the estimation of the market value of BEST S.A. created by PwC Polska Sp. z o.o. ("PwC") for Best S.A. ("Presentation") in the course of work aimed at merging Best S.A. with Kredyt Inkaso S.A. ("Companies").

The report was prepared in accordance with the Companies' instructions and solely with their interests in mind. When planning the work, PwC did not take into account the possibility of using the Report by you. Accordingly, the Report or the Presentation in no way can replace actions or procedures that you will or should take to obtain the necessary information regarding an existing or contemplated investment in the Company's shares or for any other purpose.

By accepting this statement, you confirm that you are aware that in connection with the provision or use of the Presentation by you, as well as other consequences of providing you with the Presentation, PwC and its partners, employees and other representatives do not incur any obligations towards you and do not assume any obligations any liability - whether contractual or otherwise - for any loss, damage or expense that is a direct or indirect result of the above disclosure or use.

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