Investor demand for BEST S.A.’s bonds remains strong. In the AC5 series bond issue, completed on 11 March, investors submitted orders totalling over PLN 127 million, compared to the nominal value of PLN 83.4 million on offer – resulting in an oversubscription of 35%. The success of the AC5 offering marked the conclusion of the public bond issue programme of up to PLN 250 million, launched in the third quarter of 2024. The moneys raised will be used to co-finance the acquisition of claim portfolios in both Poland and Italy.

BEST S.A. allotted 834,158 series AC5 bonds to investors with a nominal value of PLN 100 each. They carry an interest based on WIBOR 3M plus a 3.6% margin and the coupon will be paid quarterly. The Bonds will be listed on the Catalyst market and redeemed on 13 September 2030.

– The success of this latest bond issue – and consequently of the entire prospectus – confirms both our strong financial standing and the continued confidence investors place in the company. This achievement is particularly significant on the eve of our merger with Kredyt Inkaso S.A., a development that will substantially reshape the competitive landscape of the debt collection sector in Poland. As with previous issues, the funds raised will be used to co-finance investments aimed at expanding our operations, including those abroad. We are committed to sustaining our growth and consolidating our industry position – as the second-largest player following the merger. The merger with Kredyt Inkaso represents a union of both companies’ potential, laying the groundwork for the continued development of the BEST Group – comments Krzysztof Borusowski, President of BEST S.A.

Marek Kucner, Vice-President of the Management Board, adds: The prospectus, now drawing to a close, has delivered five successful issues in just ten months. This has been a highly productive period in terms of securing financing from investors. We are currently finalising the formalities related to the legal merger with Kredyt Inkaso S.A. and progressing with operational integration. At the same time, we plan to actively invest in our portfolios. We will return to the debt market with a new offering.

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Information on BEST S.A.

BEST Capital Group is one of the largest debt collection companies in Poland, and it invests actively in portfolios of non-performing debts using investment funds. BEST S.A. has been listed at the Warsaw Stock Exchange (GPW) since 1997.

BEST, as a member and co-founder of the Association of Financial Companies in Poland, and a co-founder and moderator of the Good Debt Collection Practice actively contributes to the development and shaping of the claims market in Poland.

For more information, visit www.best.com.pl or contact us:

This advertisement has been published in connection with the public offering of Series AC5 bonds (‘Bonds’) issued under the bond issue programme established by BEST S.A. (‘Issuer’). In connection with the programme, the Issuer has prepared a base prospectus approved by the Polish Financial Supervision Authority (‘PFSA’) on 28/06/2024, along with any published supplements to the base prospectus and updates (‘Prospectus’). Approval of the Prospectus by the PFSA is not to be understood as endorsement of the Bonds. Investing in the Bonds offered based on the Prospectus involves a number of risks inherent in debt securities and associated with the Issuer’s business. These risks are described in section ‘Risk factors’ in the Prospectus. It is recommended that potential buyers of the Bonds first read the Prospectus, any supplements and updates to the Prospectus as well as the final terms and conditions of the respective for the Bonds (the ‘Final Terms’) before making an investment decision, so that they fully understand the potential risks and benefits of investing in the Bonds. The Prospectus is available on the Issuer’s website at www.best.com.pl/prospekt, and the Final Terms can be found at www.best.com.pl/warunki-emisji. For additional reference, both the Prospectus and the Final Terms are also published on the website of Dom Maklerski Banku Ochrony Środowiska S.A. at https://bossa.pl/oferta/rynek-pierwotny/emisje/best-sa-seria-ac5. The Prospectus and the Final Terms are the sole binding documents governing the offering of the Bonds.

This advertisement is not intended to be distributed, either directly or indirectly, within the United States of America or any other countries where the public dissemination of this information may be restricted or prohibited by law.

Investing in bonds involves the risk of losing some or all of the invested money.