In the second quarter of 2025, the listed financial group recorded PLN 231.3 million in repayments from its claim portfolios, representing a 75% increase compared to the same period the previous year. This sharp rise in repayments was fuelled by substantial investments in new portfolios, continued enhancements in organisational efficiency, and the merger with Kredyt Inkaso, which contributed claims with a fair value estimated at PLN 680.6 million to the BEST Group’s portfolio.

– The past quarter was an exceptional period for us, both organisationally and commercially. It was defined by the parallel integration of two organisations into a single, effective company that combines the best attributes of each. Alongside this, we made further investments in claim portfolios, managed those efficiently, and continued to advance our technological transformation programme. We concluded the quarter with a strong sense of accomplishment, reflected in solid operating results, among other outcomes. Building BEST 3.0 – a leading European debt management company that boldly incorporates new technologies into its core business processes – is a multi-year undertaking. Our priority remains the consistent execution of our strategic development plan, which balances the pursuit of short- and medium-term objectives, such as the finalisation of operational integration, with the longer-term goal of increasing Shareholder value, says Krzysztof Borusowski, President of the Management Board of BEST S.A.

In the first half of the year, the BEST Group recorded over PLN 350 million in repayments from its portfolios, up from PLN 236 million in the same period last year. During this time, the listed company allocated a record PLN 204.6 million to portfolio purchases – an 18% year-on-year increase – acquiring claims with a nominal value of nearly PLN 800 million. In the second quarter alone, investments in claim portfolios reached nearly PLN 165 million, with the nominal value of the acquired portfolios totalling close to PLN 638 million.

Record investments in claim portfolios are being financed both through funds generated from operating activities and from external sources, including bond issues. Marek Kucner, Vice-President of the Management Board, notes that BEST S.A. is looking to return to the corporate debt market.

– We have an active bond issue programme for qualified investors, and following the publication of our financial statements for the first half of the year, we plan to finalise work on the prospectus required to offer bonds to a broader base of individual investors. We do not rule out the possibility of returning to the market with an attractive investment offering in 2025, says Marek Kucner.

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Information on BEST S.A.

BEST Capital Group is one of the largest debt collection companies in Poland, and it invests actively in portfolios of non-performing debts using investment funds. BEST S.A. has been listed at the Warsaw Stock Exchange (GPW) since 1997.

BEST, as a member and co-founder of the Association of Financial Companies in Poland, and a co-founder and moderator of the Good Debt Collection Practice actively contributes to the development and shaping of the claims market in Poland.

For more information, visit www.best.com.pl or contact us: